Bankruptcy Law
Bankruptcy is a complex situation and something you really don’t want to experience on your own. At Murphy and Vickers, we make sure you’re protected and guided through the process from the beginning to the end. Our firm is available to review your situation and we can create a plan to ensure that your bankruptcy is effectively executed and works for all involved. We are able to reach more people and help them find a favorable resolution to their debt. Below is a list of bankruptcy specifics we can assist you with:
-
Chapter 7
There are two types of bankruptcy that you could choose. The first is Chapter 7. This gives you debt relief. It helps you wipe away all of your unsecured debt with the peace that creditors can no longer attempt to contact you.
-
Chapter 13
Chapter 13 can be used for stopping foreclosure, repossession, wage garnishment and debt consolidation. It is for those who have more debt than can be repaid each month and are therefore at risk of losing personal possessions and property.
-
Foreclosure Defense
If your home is scheduled to be foreclosed on, having one of our bankruptcy lawyers on your side is essential. There are various ways to avoid foreclosure from being executed. If you wish to keep your home but are experiencing serious financial trouble, we can help your situation.
-
The Bankruptcy Process
There is a process to bankruptcy that should be closely followed. A bankruptcy lawyer should help you go through the process of a credit counseling course, gathering information, creating a plan and all other steps to filing.